Restaurant & Public House Insurance

Leisure is never far away from the British public’s side which makes Restaurant and Public House insurance a necessity.

Having hundreds of customers flow through your doors you need to keep them open.  A restaurant and public house insurance package must encompass all aspects of your property, including dance floors and playground areas and all the services you provide so that your business can resume asap should the worst happen. 

You will be covered for incidents sustained via:-

  • Fire, lightning, explosion, subterranean fire & earthquake;
  • Aircraft or other aerial devices or articles dropped from them;
  • Riot, civil commotion, strikers, locked out workers, or persons taking part in labour disturbances or malicious persons;
  • Storm, tempest or flood, bursting or overflowing of fixed water tanks, apparatus, pipes or fixed oil fired heating installations;
  • Leakage of beer or other bulk supplied beverages from fixed tanks pipes and apparatus;
  • Impact by any road vehicle or animal;
  • Falling trees or parts thereof not resulting from any process of felling or lopping operation, but not the cost of their removal and disposal, nor any resulting Damage to hedges gates or fences;
  • Breakage or collapse of television or radio aerials, dishes, fittings or masts;
  • Theft or attempted theft by forcible or violent entry only.

Restaurants and Public Houses - Enterprise General Insurance

Cover and options included:-

Building sum
Landlord fixtures and fittings
Tenants Improvements
Glass, signs and fascias
Tenant’s contents
Electronic Office Equipment
Stock
Goods in Transit / Goods In Trust
Loss of money
Business interruption
Loss of accounts receivable
Loss of Liquor Licence
Theft by Employees
Employers Liability
Public Liability
Products Liability
Legal Expenses
Personal accident and assault
Subsidence
Terrorism