Shop and Office Insurance
Retail outlets and offices throughout the country can benefit from our personal attention to your individual details. Insuring Butchers, Bakers and candlestick makers and a whole range of other shops and services both on high streets and within shopping centres, a shop package provides the means to get your business back on track if the worst happens.
This type of policy covers surgeries and salons too, with optional Treatment Cover if required.
You will be covered for incidents sustained via:-
- Fire, lightning, explosion, subterranean fire & earthquake;
- Aircraft or other aerial devices or articles dropped from them;
- Riot, civil commotion, strikers, locked out workers, or persons taking part in labour disturbances or malicious persons;
- Storm, tempest or flood, bursting or overflowing of fixed water tanks, apparatus, pipes or fixed oil fired heating installations;
- Leakage of beer or other bulk supplied beverages from fixed tanks pipes and apparatus;
- Impact by any road vehicle or animal;
- Falling trees or parts thereof not resulting from any process of felling or lopping operation, but not the cost of their removal and disposal, nor any resulting Damage to hedges gates or fences;
- Breakage or collapse of television or radio aerials, dishes, fittings or masts;
- Theft or attempted theft by forcible or violent entry only.
Cover and options included:-
Building sum
Landlord fixtures and fittings
Tenants Improvements
Glass, signs and fascias
Tenant’s contents
Electronic Office Equipment
Stock
Goods in Transit / Goods in Trust
Loss of money
Business interruption
Loss of accounts receivable
Loss of Liquor Licence
Theft by Employees
Employers Liability
Public Liability
Products Liability
Legal Expenses
Personal accident and assault
Subsidence
Terrorism